Case Study: 21sCentury Scamming pt.2a

9 07 2009

OK, so, previously I wrote about this dude that contacted me through photography forum that I joined offering me millions of euros. I found out after my 1st post that it was a well known scam called “the Nigerian 419 Scam” or something. As you know I decided to reply for fun and see how far he would actually take it. Well… here’s the entire thread in all its glory. Enjoy.. and let this be a lesson….. (This could be a long one!)

It all started with:

Dear Mr.Mackenzie,

This information that I am about to reveal to you might either destroy me, ruin my professional career or make me, depending on how you received and take it, the future and happiness of my family depends on it. Please I need you to read this mail attentively to know the reason and purpose why you received this mail from me, I didn’t come to you by chance nor by accident, I have come to you because your names has planted you in the centre of relevant in my life and my professional career as a banker at this very moment. Before I go further to introduce myself to you I would like to plead with you to delete and not expose this information if you are not interested.

I am Mr.Harold Akaego,a managing director and head of international private banking division of BNP PARIBAS Investment Bank-Cote d’Ivoire-CIB CI. I am contacting you concerning a deceased client (Late Mr.Ron Marlon Chiu), and an investment he placed under our bank’s management 3 years ago. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail.I contact you independently and no one is informed of this communication.

I would like to intimate you with certain facts that I believe would be of interest to you. In 2006, the subject matter came to our bank to engage in business discussions with our private banking division.. He informed us that he had a financial portfolio of 26.7 million Euro, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the private banking sector, especially given the volume of funds he wished to put into our bank. We spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this time at over 6 million Euros, this margin was not the full potential of the fund but he desired low risk guaranteed returns on his investments. In mid 2006, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments. He directed that I liquidate the funds and have it deposited with a security firm in Abidjan.

I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited with a security consultancy firm in Abidjan as he had directed. This security firm is especially private firms that accept deposits from high net worth individuals and blue chip corporations that handles valuable products or undertake transactions that need immediate access to cash. This small and highly private organization is familiar especially to the highly placed and well-connected organizations. In Line with instructions, the money was deposited with them. He told me he wanted the money there in anticipation of his arrival from France later that week. This was the last communication we had, this transpired around 27th June 2006. In October 2008 we got a call from the security company informing us of the inactivity of that particular portfolio.

This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit at the security company, and I could not understand why our client had not gone forward to claim his deposit. I made futile efforts to locate him. I immediately passed the task of locating him to the internal investigations department. Four days later, information started to trickle in, apparently our man was dead. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes.

In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. It is this investigation that resulted in my being furnished with your details as a possible relative of the deceased because of the similarity in your last names. My official capacity dictates that I am the only party to supervise the investigation and the only party to receive the results of the investigation. It is quite clear now that our dear fellow died with no known or identifiable family members.

This leaves me as the only person with the full picture of what the prevailing situation is in relation to the deposit and the late beneficiary of the deposit. According to practice, the security company will however broadcast a request for statements of claim to BNP PARIBAS Investment Bank-Cote d’Ivoire-CI, failing to receive viable claims they will most probably revert the deposit to BNP PARIBAS Investment Bank-Cote d’Ivoire-CI. This will result in the money entering the BANK Private Bank accounting system and the portfolio will be out of my hands and out of the private banking division.

This will not happen if I have my way with you. What I wish to relate to you will smack of unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who sit upon certain chairs and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is 26.7 million Euro deposited in a security company in Abidjan. I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so.I alone know of the existence of this deposit for as far as BNP PARIBAS Investment Bank-Cote d’Ivoire-CI.,is concerned, the transaction with the late customer concluded when I sent the funds to the security company in Abidjan, all outstanding interactions in relation to the file are just customer services and due process. The security company has no single idea of what’s the history or nature of the deposit. They are simply awaiting instructions to release the deposit to any party that I may direct. This is the situation. I will simply nominate you as the next of kin and have them release the deposit to you. We share the proceeds 50/50. You with the same very last name as the original depositor would easily pass as the beneficiary with right to claim.

The alternative would be for us to have the security company direct the funds to another bank with you as account holder. This way there will be no need for you to think of receiving the money directly from the security company as it is not a conventional financial institution; they accept deposits from only organizations thus; what you hand over to them is what you get back. They do not have the means to process the money. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come once in a life time. I cannot let this chance pass me by. For once I find myself in total control of my destiny.

If you will not work with me let me know and let me move on with my life, I am a family man and this is an opportunity to provide them with new opportunities. There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank. I am the only one who knows of this situation, good fortune has blessed you with a name that has planted you in the centre of relevance in my life. Let’s share the blessing.

If you find yourself able to work with me, contact me through this email. If you give me positive signals, I will give you the relevant details and initiate this process towards a conclusion. I do not want any direct link between you and me. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our total Quality Management Policy.

Please observe this instruction religiously. Do not betray my confidence in you.
I await your response.
Mr.Harold Akaego.

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Dear Mr. Harold Akaego

Interesting… Tell me more.

M

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Dear Mackenzie Chiu,

It was a pleasure to have received your email; I would have expected that you provide me with a telephone number to call you as  i would have really want to speak with you on the phone to be able to really explain details of this project to you. The steps are normally that, you are supposed to send a message by fax, telex or email to the statue of account verification department of our bank, stating that your relative  of – Mr.Rudi Marc Chui who has passed away and that during your review of his personal documents it was uncovered that he held a trust with our bank that the bank should please confirm the status of this account to you and the procedure to restitute it back to your family. I will propose a text to you in a separate mail.

Immediately you as the family of the deceased person opens contact with the bank, normally the bank will request that you provide all the decuments issued to the depositor when he deposit the money which are commonly referred to by we the bankers as ” Deposit related documents” all of which I will make available to you and you in turn, forward to the bank officially to authenticate the claim. The bank would also require to see extract of the death certificate of your deceased relative that certifies that he is truly dead.

So because you may not be able to arrange for a death certificate from your country, we have to follow a different approach by involving a resident lawyer here, who you will now swear an affidavit and make declaration of the death of your relative in the probate section of high court and subsequently obtain and/or procure the required death certificate of your deceased relative in support of the deposit related documents covering the trust/funds to be submit to the bank. Whatever charges related to the legal services, we shall both handle it.

This is in summary and what I was trying to convey to you in ly first email some days ago. Please acknowledge receipt of this mail and should you have any question after going through, please do not hesitate to let me know, I shall send to you in a seperate mail the proposed mail I drafted which is called an application for claim which you are to edit and send to the bank in a seperate mail. Remain Bless.

Yours truly,
Mr.Harold AKAEGO

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To be Continued…….


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